Strategies for Wealth

<body> <table width=100% cellpadding=1 cellspacing=1 style=" font-family:Helv,Verdana,Arial"> <tr><td> <div title=""><DIV align=center><STRONG><FONT style="FONT-SIZE: 18px" size=4>Financial Professionals<BR><FONT style="FONT-SIZE: 10px" size=1>* Indicates Individual Web Site</FONT></FONT></STRONG></DIV> <DIV align=center> </DIV> <DIV align=center> <TABLE cellSpacing=1 cellPadding=1 width="80%" border=0> <TBODY> <TR> <TD vAlign=top width="33%"></TD> <TD vAlign=top width="33%"></TD> <TD vAlign=top width="33%"></TD></TR> <TR> <TD vAlign=top width="33%"> <P> <TABLE cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD noWrap><A title="William J. Angarano" style="TEXT-DECORATION: underline" href="/me090f.html">Angarano, William</A>*<SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A href="/mec6b0.html">Barr, David</A><SUP>+</SUP> </TD></TR> <TR> <TD noWrap><A title="Robert Beckett" style="TEXT-DECORATION: underline" href="/me6c83.html">Beckett, Robert</A>*<SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="David Bibicoff" style="TEXT-DECORATION: underline" href="/me5e24.html">Bibicoff, David</A>*<SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me4e35.html">Block, Adrian</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me7ebd.html">Bloom, Rick</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me39cf.html">Branca, Ralph</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mebca2.html">Braunstein, Rochelle</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me7952.html">Brown, Richard</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A href="/me6293.html">Caputo, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mec999.html">Carpentieri, Russ</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me038c.html">Carron, Barry</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me395f.html">Clayton, James</A><SUP>+ </SUP></TD></TR> <TR> <TD noWrap><A title="Saul Cohen" href="/me089b.html">Cohen, Saul</A>*<SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Robert Covello" style="TEXT-DECORATION: underline" href="/mecaef.html">Covello, Robert</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me6d27.html">Cucinotta, Anthony</A>*<SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A title="Vincent D'Addona" style="TEXT-DECORATION: underline" href="/me5a82.html">D'Addona, Vincent</A>*<SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Anthony Domino" style="TEXT-DECORATION: underline" href="/me2ecb.html">Domino Jr., Anthony</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me801d.html">Duffy, Thomas P.J.</A><SUP>+</SUP> </TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A title="Edwards, Kelby" style="TEXT-DECORATION: underline" href="/mece17.html">Edwards, Kelby</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me1469.html">Eller, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A title="Donald J. Faughnan" style="TEXT-DECORATION: underline" href="/me6d06.html">Faughnan, Donald</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mef268.html">Faughnan, Stephen</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me28c3.html">Faughnan, Timothy</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mecd5d.html">Fox, Joshua</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Michael Franzblau" style="TEXT-DECORATION: underline" href="/me7b47.html">Franzblau, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A title="Matthew Gaglio" style="TEXT-DECORATION: underline" href="/me2aaf.html">Gaglio, Matthew</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me310f.html">Gaglio, Sal</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/med27a.html">Galef, Graig</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/med36e.html">Garvin, Bryan</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me58ed.html">Garvin, Kevin</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="James Giangrande" href="/me9166.html">Giangrande, James</A>*<SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me4993.html">Ginsburg, Andrew</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mecea9.html">Ginsburg, Robert</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mea0ee.html">Giordano, Anthony</A><SUP>+</SUP> </TD></TR> <TR> <TD noWrap><A title="Charles Gonzalez" style="TEXT-DECORATION: underline" href="/me50e9.html">Gonzalez, Charles</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Kenneth Gross" href="/me30da.html">Gross, Kenneth</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mee3cb.html">Guardavaccaro, Rosanna</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A title="John Hannan" href="/mead9e.html">Hannan, John</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Kenneth Horowitz" style="TEXT-DECORATION: underline" href="/med474.html">Horowitz, Kenneth</A><SUP>+</SUP></TD></TR> <TR> <TD><A title="James Hunter" href="/me7691.html">Hunter, James</A>*<SUP>+</SUP></TD></TR></TBODY></TABLE></P></TD> <TD vAlign=top width="33%"> <TABLE cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD><A title="Michael Kagan" href="/me44bc.html">Kagan, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me8231.html">Katz, Craig</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me8a95.html">Katzman, Adam</A><SUP>+</SUP></TD></TR> <TR> <TD><A title="Ronald Konchalski" style="TEXT-DECORATION: underline" href="/me9d14.html">Konchalski, Ronald</A><SUP>+</SUP></TD></TR> <TR> <TD> </TD></TR> <TR> <TD><A href="/meca1d.html">Lagstein, Eric</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/mee5c6.html">Langenhahn, W. Gary</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/meeda3.html">Lee, Michele</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me27f6.html">Leven, Andrew S.</A><SUP>+</SUP> </TD></TR> <TR> <TD><A href="/mebae4.html">Levine, Barbara</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me0086.html">Levine, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me9874.html">Levy, Todd</A><SUP>+</SUP> </TD></TR> <TR> <TD><A href="/med2e2.html">Lewis, Al</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/mea8f4.html">Liaponov, Nick</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me8ecc.html">Lichtenberg, Peter</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me2541.html">Long, John</A><SUP>+</SUP></TD></TR> <TR> <TD> </TD></TR> <TR> <TD><A href="/mec49f.html">Mandel, George</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/mebc09.html">Marcon, Peter</A><SUP>+</SUP></TD></TR> <TR> <TD><A title="Terence McGlynn" style="TEXT-DECORATION: underline" href="/meb90c.html">McGlynn, Terence</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me6a65.html">Meyers, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me040a.html">Miller, Marc</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me64ca.html">Murphy, William</A><SUP>+</SUP> </TD></TR> <TR> <TD><A href="/mec72c.html">Myers, Douglas</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me12c9.html">Myers, Greg</A><SUP>+</SUP></TD></TR> <TR> <TD> </TD></TR> <TR> <TD><A href="/me9211.html">Nachemson, Martin</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/med12d.html">Neeck, Jeffrey</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me9a9d.html">Newhouse, James</A>*<SUP>+</SUP></TD></TR> <TR> <TD><A href="/me3f63.html">Nierenberg, David</A><SUP>+</SUP></TD></TR> <TR> <TD> </TD></TR> <TR> <TD><A href="/me7e84.html">Olefson, Stephen</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/meb25b.html">Orsolino, David</A><SUP>+ </SUP></TD></TR> <TR> <TD><A href="/me78bb.html">Ott, Cory</A><SUP>+</SUP></TD></TR> <TR> <TD> </TD></TR> <TR> <TD><A title="Felix Papadakis" style="TEXT-DECORATION: underline" href="/meeffe.html">Papadakis, Felix</A><SUP>+</SUP></TD></TR> <TR> <TD><A title="Shane Parouse" style="TEXT-DECORATION: underline" href="/me0597.html">Parouse, Shane</A><SUP>+</SUP></TD></TR> <TR> <TD><A title="Jerome Pasichow" href="/mee5d5.html">Pasichow, Jerome</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me959d.html">Peloquin, Stephen</A><SUP>+ </SUP></TD></TR> <TR> <TD><A href="/me4742.html">Percoco, Mike</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/me314a.html">Perlmutter, Jeff</A><SUP>+</SUP></TD></TR> <TR> <TD><A href="/med1d1.html">Perlmutter, Seth</A> </TD></TR> <TR> <TD><A href="/med074.html">Pineda, Rina</A><SUP>+</SUP> </TD></TR> <TR> <TD><A href="/me440f.html">Pitchon, Mario</A>*<SUP>+</SUP></TD></TR> <TR> <TD><A href="/me6523.html">Pombriant, Joseph</A><SUP>+</SUP></TD></TR></TBODY></TABLE></TD> <TD vAlign=top width="33%"> <TABLE cellSpacing=0 cellPadding=2 width="100%" border=0> <TBODY> <TR> <TD noWrap><A href="/me8d15.html">Rachel, John</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Ronald Ramirez" style="TEXT-DECORATION: underline" href="/med57c.html">Ramirez, Ronald</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me5429.html">Randby, Steven</A><SUP>+ </SUP></TD></TR> <TR> <TD noWrap><A href="/mebeef.html">Rapchik, Ronald</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Willard Ratzenberger" style="TEXT-DECORATION: underline" href="/mef684.html">Ratzenberger, Willard</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me5294.html">Reda, Al</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/meed61.html">Reed, Sheena</A>+ </TD></TR> <TR> <TD noWrap><A href="/me3862.html">Reggina, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me8354.html">Ringel, Michael</A><SUP>+ </SUP></TD></TR> <TR> <TD noWrap><A href="/me9ccb.html">Rioseco, George</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Howard Romanoff" style="TEXT-DECORATION: underline" href="/mef77b.html">Romanoff, Howard</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mebf70.html">Romeo, Anthony</A><SUP>+</SUP> </TD></TR> <TR> <TD noWrap><A title="Andrew Rosenbaum" style="TEXT-DECORATION: underline" href="/me04f0.html">Rosenbaum, Andrew</A>*<SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mef6e4.html">Rosler, Randy</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="John C. Ross" style="TEXT-DECORATION: underline" href="/mee1f0.html">Ross, John C.</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Eric Rothman" href="/mea7b8.html">Rothman, Eric</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me9161.html">Rubenstein, Richard</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A href="/me35bc.html">Sacchetillo, Gina</A><SUP>+ </SUP></TD></TR> <TR> <TD noWrap><A href="/meb3a1.html">Santoro, Rose Ann</A><SUP>+</SUP> </TD></TR> <TR> <TD noWrap><A title="Leigh F. Savar" style="TEXT-DECORATION: underline" href="/me3933.html">Savar, Leigh Fisher</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me5c2a.html">Schlesinger, Michael</A>+ </TD></TR> <TR> <TD noWrap><A href="/me6ae7.html">Schneider, Seth E</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Dore Schreibman" style="TEXT-DECORATION: underline" href="/me3a24.html">Schreibman, Dore</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Schwartz, Chet" style="TEXT-DECORATION: underline" href="/mec8e1.html">Schwartz, Chet</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me0903.html">Siegel, David</A><SUP>+</SUP> </TD></TR> <TR> <TD noWrap><A href="/me10a2.html">Siegel, Leonard</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/med7de.html">Sherman, Thomas</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me13af.html">Silverberg, Jonathan</A><SUP>+</SUP> </TD></TR> <TR> <TD noWrap><A title="Dean Silverman" style="TEXT-DECORATION: underline" href="/me8b6a.html">Silverman, Dean</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Michael Silverman" style="TEXT-DECORATION: underline" href="/me54fe.html">Silverman, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me44bb.html">Simonetti, Francis</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me50d1.html">Slaughter, Craig</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me24a8.html">Somer, Harold</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Jack Somer" style="TEXT-DECORATION: underline" href="/me8c62.html">Somer, Jack</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me2023.html">Sturge, Gregory</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me6da0.html">Supernaw, Brett</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A href="/me938c.html">Tavella, Gerard</A><SUP>+ </SUP></TD></TR> <TR> <TD noWrap><A href="/me2078.html">Triebwasser, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A href="/me810a.html">Varanelli, Thomas</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Vierengel, James" style="TEXT-DECORATION: underline" href="/me4f48.html">Vierengel, James</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap> </TD></TR> <TR> <TD noWrap><A title="D. Richard Watts" style="TEXT-DECORATION: underline" href="/me7d61.html">Watts, D. Richard</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me2e0f.html">Weill, Jeffrey</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/me31b7.html">Weinberg, Michael</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Weiner, Brian R." style="TEXT-DECORATION: underline" href="/meefee.html">Weiner, Brian</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A href="/mee2a8.html">Weissman, James</A><SUP>+</SUP> </TD></TR> <TR> <TD noWrap><A title="Weldon, Jeffrey" style="TEXT-DECORATION: underline" href="/mee5e8.html">Weldon, Jeffry</A><SUP>+</SUP></TD></TR> <TR> <TD noWrap><A title="Charles D. Wild" style="TEXT-DECORATION: underline" href="/me1da2.html">Wild, Charles</A><SUP>+</SUP></TD></TR> <TR> <TD> </TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></DIV> <DIV align=center> </DIV> <DIV align=left><SUP> <TABLE cellSpacing=1 cellPadding=1 width="100%" border=0> <TBODY> <TR> <TD vAlign=top><SUP><FONT style="FONT-SIZE: 10px" size=1>+</FONT></SUP></TD> <TD vAlign=top><FONT style="FONT-SIZE: 10px" size=1>Financial Representative of The Guardian Life Insurance Company of America, New York, NY</FONT></TD></TR></TBODY></TABLE></SUP></DIV></div> </TD></TR> </table> <table width=100% cellpadding=1 cellspacing=1 style=" font-family:Helv,Verdana,Arial"> <tr><td> <td align=left nowrap valign=top> <a href="/me7bf3.html" name=LEA508922 style="text-decoration: none; " title="Our Organization" target="_top">Our Organization</a></td> <td align=left nowrap valign=top> <a href="/mec18c.html" name=LEA508923 style="text-decoration: none; " title="Financial Professionals" target="_top">Financial Professionals</a></td> <td align=left nowrap valign=top> <a href="/mea127.html" name=LEA508014 style="text-decoration: none; " title="Products & Services" target="_top">Products & Services</a></td> <td align=left nowrap valign=top> <a href="/me1670.html" name=LEA508925 style="text-decoration: none; " title="Career Opportunities" target="_top">Career Opportunities</a></td> <td align=left nowrap valign=top> <a href="/mec5cf.html" name=LEA508926 style="text-decoration: none; " title="Contact Us" target="_top">Contact Us</a></td> � <script language=javascript> function resetMainColors() { LEA508922.style.color=""; LEA508923.style.color=""; LEA508014.style.color=""; LEA508925.style.color=""; LEA508926.style.color=""; } function ResetImages() { } var activeSection function setActive(section) { activeSection = section } </SCRIPT> <p>   <br> <div align=center> <table width=115 cellpadding=2 cellspacing=2> </table> </DIV> <script language=javascript> var activeSection function resetColors(section) { activeSection = section } </SCRIPT> <p> <font face= color=> | <font size="1"><a href="/med71c.html" name=l536389534z style="text-decoration: none; " title="Welcome" target="_top">Home</a></font> | <font size="1"><a href="/mebcc7.html" name=l536389682z onClick='parent.SUBNAV.location.href="/me0b8e.html";;' style="text-decoration: none; " title="Newsletters" target="BODY">Newsletters</a></font> | <font size="1"><a href="me7f99.html?SITE.secure.login&me.get" name=l5363903181z style="text-decoration: none; " title="Login" target="BODY">Login</a></font> | <font size="1"><a href="/mec60c.html" name=l5363909322z onClick='parent.SUBNAV.location.href="/me9c2f.html";;' style="text-decoration: none; " title="Strategies Store" target="BODY">Strategies Store</a></font> | <font size="1"><a href="/me6dc4.html" name=l5363915685z onClick='parent.SUBNAV.location.href="/meec09.html";;' style="text-decoration: none; " title="Articles Library Search" target="BODY">Articles Library Search</a></font> | <font size="1"><a href="http://dashboard.edulence.com/" name=l5363920327z style="text-decoration: none; " title="Training Center" target="_top">Training Center</a></font> | </FONT> </TD></TR> </table> </BODY>