NY RHB LLC, S& W Agency, and NY Rosbruch/Harnik, Inc. D/B/A Strategies for Wealth are Agents of The Guardian Life Insurance Company of America, New York, NY Guardian, its subsidiaries, agents or employees do not give tax or legal advice. Registered Representatives of, and offers securities products through Park Avenue Securities LLC (PAS) 140 Broadway, 22nd Floor, New York, NY 10005, 212.701.7900. Strategies for Wealth is not an affiliate of subsidiary of PAS.
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The information on this site is intended for the residents of Alaska, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Washington and Wisconsin. The agents of Strategies for Wealth are not licensed to sell insurance in all 50 states. Please contact Ron Ramirez 212.701.7908 with any questions.
The Registered Representatives are securities licensed in all 50 states except Utah. Please see the Representative biographies for the individual states they are registered in. No offers may be made or accepted from any resident outside these specified states. The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.
Disability income and long term care insurance underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. Products are not available in all states. Product provisions and features may vary by state






